Credit Cards

First Community Bank offers both Visa and Mastercard Credit Cards for your convenience.

Experience the Difference with a First Community Bank Credit Card with local decisions and local service.

Click on the following link to access your First Community Bank Credit Card online:

Credit Card Account Login



Hours of operation for receiving Credit Card payments at a First Community Bank branch are 8:30 am 4:30 pm, Monday Thursday, and 5:00 pm Friday, except bank holidays. All other payments received will be credited as of the next loan operations business day or as otherwise permitted by law. Payments to a Credit Card initiated through our Internet Banking BILL PAYMENT service must be submitted 2 days prior to the delivery date. Payments to a Credit Card mailed to the address provided on the monthly billing notice must be received at the address by 5:00 pm (Central Time) to be credited to your account as of the date of receipt if received in readily identifiable form in the specified manner and at the specified location, payments received after 5:00 p.m. (Central Time) will be credited to your account as of the next calendar day if received in readily identifiable form in the specified manner and at the specified location.

Payments to a Credit Card initiated through MyCardStatement.com must be submitted by 4:00 p.m. (Central Time), Monday-Friday to be credited to your account as of the same business day, except holidays. All other payments submitted after 4:00 pm (Central Time), Monday-Friday will be credited as of the next operations business day. Any payments initialed any time on holidays or on Saturday and Sunday will be credited as of the next operations business day.

To Request a Copy of Your First Community Bank Cardholder Agreement

If you wish to receive a copy of your First Community Bank Cardholder Agreement, please call 573-778-0101 or 800-903-5658 and ask to speak with the Credit Card Department. Once we receive your request, we will send the Cardholder Agreement to you no later than 30 days after the request.