Protecting your privacy is important to First Community Bank, Missouri and our employees. We want you to understand what information we collect and how we use it. In order to provide our customers with a broad range of financial products and services as effectively and conveniently as possible, we use technology to manage and maintain customer information. The following policy serves as a standard for all First Community Bank, Missouri employees for collection, use, retention, and security of nonpublic personal information.
Our Security Procedures
We restrict access to your personal and account information to those employees who need to know such information to provide products or services to you. Employees who violate these standards will be subject to disciplinary measures. We maintain physical, electronic, and procedural safeguards to comply with federal standards to guard your nonpublic personal information. For more information contact one of our bank locations.
DEFINITION OF TERMS
Nonpublic personal information means information about you we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information available from public sources, such as telephone directories or government records. Hereafter, we will use the term “information” to mean nonpublic personal information as defined in this section.
A nonaffiliated third party is a person we do not employ or is not an affiliate of ours. This is also known as a nonaffiliated third party, or simply, an “other party.”
What Information We Collect
We may collect nonpublic personal information about you from the following sources:
Nonpublic Personal Information We Disclose. We are permitted by law to disclose nonpublic personal information about you to other third parties in certain circumstances. For example, we may disclose nonpublic personal information about you to other third parties to assist us in servicing your loan or account with us, to government entities in response to subpoenas and to credit bureaus. We do not disclose any nonpublic personal information about you to anyone, except as permitted by law.
If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.
Changes
We may amend this Privacy Notice at any time and we will inform you as required by law.
Consumer’s Right to Opt Out
In the event First Community Bank, Missouri decides to share personal customer information with non-affiliated third parties, First Community Bank, Missouri will offer the customer the ability to opt-out, that is the customer may direct the bank to not make the disclosures. At this time, First Community Bank, Missouri does not share customer information with non-affiliated third parties.
Providing Privacy Information to Customers and Responding To Inquiries
First Community Bank, Missouri will require additional information from all customers in order to have a continuing relationship with the customer, organization, etc. This additional information may be in the form of a photo identification, proof of a valid social security number, alien registration card, U.S. passport, etc. This additional information will not be disclosed to unaffiliated third parties, but it will be used by First Community Bank, Missouri to monitor accounts for a possible match of customer information to the Office of Foreign Assets Control of the U.S. Department of Treasury, and for any other purpose to comply with all Federal and State regulations.
We do not share information with any nonaffiliated third parties (other than required by law, regulation or contractual obligations), so you should not receive information from another company as a result of providing information to First Community Bank, Missouri. However, if you provide us with your postal address you may receive periodic mailings from us with information on products, services or upcoming events.
Notify Us of Inaccurate Information We Report To Consumer Reporting Agencies. Please notify us if we report any inaccurate information about your account(s) to a consumer reporting agency. Your written notice describing the specific inaccuracy(ies) should be sent to us at the following address: First Community Bank, Missouri, 2911 N. Westwood Blvd, Poplar Bluff, MO 63901.