Real Estate Loans

At First Community Bank, we want to help you own the home of your dreams. We have real estate specialists at every location ready to assist you with all your home buying needs. With our competitive rates and great service, we know you'll be pleased. The following are some of the Real Estate Loan products we offer:

  • Fixed Rate Mortgages
  • Adjustable Rate Mortgages
  • Home Equity Loans
  • No Money Down Loans


Hours of operation for receiving Residential Real Estate Loan payments and Credit Line Loan payments are 8:30 am – 4:30 pm, Monday – Thursday, and 5:00 pm Friday, except bank holidays. All other payments received will be credited as of the next loan operations business day or as otherwise permitted by law. Loan Payments Received Through Internet Banking - Payments to a First Community Bank loan initiated through our Internet Banking BILL PAYMENT service must be submitted 5 days prior to the delivery date (Not the Preferred Method). Payments to any First Community Bank loan initiated through our Internet Banking TRANSFER service must be received by 5:00 pm, Monday - Thursday, and 6:00 pm, Friday, except bank holidays, to be credited as of the date of transfer (Preferred Method). All other payments initiated through our Internet Banking TRANSFER service after the above mentioned time frames will be credited as of the next loan operations business day or as otherwise permitted by law.